Turning Money Management into a lifestyle.
I once saw a meme that said “Aahh finally! The 6 months of January has ended!” This pretty much expressed how many people feel about January… its cold, dark and looong! Most employers pay their staff in mid-December so they may have spent their income even before the beginning of January. In this blog I will…
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I remember the excitement I felt when I had started my first year at high school in Zimbabwe and the school I went to made an announcement that we could use calculators in our mathematics classes. Gone were the days where we would spend time trying to solve mathematical problems on paper. Fast forward a…
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Saving the deposit for a house can be very difficult and can take a long time to achieve. This is why it is very important to be aware of the different type of schemes that are available to help you with this process. The schemes mainly benefit first time buyers and enable them to raise…
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When my husband and I got married we discussed our finances and set our goals. The first thing we wanted to do was to buy a house before starting a family because we were renting a small one-bedroom apartment. Moving to a bigger apartment or house whilst still paying rent was not an option. We…
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Once you have set your savings goals and are happily saving, the next question you need to answer is are your savings working for you? One of the default ways I like to save money is by using a savings account. There are many options for savings accounts that are available. Most of which are…
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As a young adult, one of the areas I struggled with was financial education. During my last year of high school, general information like career advice was readily available however, I don’t recall receiving any basic financial advice. The knowledge I had at the time was based on observations from people around me. Further education…
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In previous blogs we have looked at how to plan for purchasing a property and the costs to consider. In this blog we will be focusing on an important aspect of the process which is credit scores. When purchasing a property, you can either buy with cash, which is ideal. The other option is to take out…
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In this blog I will be providing tips on the costs you should budget for when planning to buy a newly built house. In the previous blog we looked at how we conducted the initial research. How much is it actually going to cost? Do some research to find out how much it will actually…
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The journey to owning a property for us was a hard and long process but rewarding in the end. It was one of our main goals because paying rent felt like we were paying someone else’s mortgage. I learnt a lot along the way and will share this in upcoming blogs. The blogs will include…
Read MoreOpen banking which recently come into effect in the UK, has been called a banking revolution by some and a potential fraudsters heaven by others. The rules were introduced in order to increase competition and innovation within the banking sector whilst allowing customers to benefit from technological advancements. What is Open Banking? Open Banking are new…
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