Reviewing your finances is an important part of effective financial management. This means checking your income, expenses, savings, debt repayments and ensuring you can afford your current lifestyle. In this blog I will be writing about 5 indicators that show you nee to review your personal finances. There has been a change to your lifestyleContinue reading “5 indicators that show you need to review your personal finances”
Tag Archives: Budgets
How to create a simple and effective budget
A budget is a plan for how you intend to use your money. It helps you to monitor your income and expenses. This can be a daunting process, but if done the right way you will definitely reap the rewards. Benefits of budgeting Preparing a budget of how you intend to use your money helpsContinue reading “How to create a simple and effective budget”
Life lessons learnt from planning a wedding
When I became engaged to my now husband it was an exciting time. We decided to have our wedding back in Africa. Planning our wedding was the first major project we worked on together and here are a few things we learnt that have stuck to this day. It is Important to know your strengthsContinue reading “Life lessons learnt from planning a wedding”
Are your pockets getting deeper?
Once you have set your savings goals and are happily saving, the next question you need to answer is are your savings working for you? One of the default ways I like to save money is by using a savings account. There are many options for savings accounts that are available. Most of which areContinue reading “Are your pockets getting deeper?”
Advice to my 18-year-old self
As a young adult, one of the areas I struggled with was financial education. During my last year of high school, general information like career advice was readily available however, I don’t recall receiving any basic financial advice. The knowledge I had at the time was based on observations from people around me. Further educationContinue reading “Advice to my 18-year-old self”
Owning that Property – Credit Scores
In previous blogs we have looked at how to plan for purchasing a property and the costs to consider. In this blog we will be focusing on an important aspect of the process which is credit scores. When purchasing a property, you can either buy with cash, which is ideal. The other option is to take outContinue reading “Owning that Property – Credit Scores”
Owning that Property – Finance Management
In this blog I will be providing tips on the costs you should budget for when planning to buy a newly built house. In the previous blog we looked at how we conducted the initial research. How much is it actually going to cost? Do some research to find out how much it will actuallyContinue reading “Owning that Property – Finance Management”
Owning that property
The journey to owning a property for us was a hard and long process but rewarding in the end. It was one of our main goals because paying rent felt like we were paying someone else’s mortgage. I learnt a lot along the way and will share this in upcoming blogs. The blogs will includeContinue reading “Owning that property”
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