Important points to consider when starting a business

Starting a business is a great way to create additional sources of income. There are many different businesses that you can start, this can range from monetising a hobby or skill, buying and selling products or providing a service to solve a problem that is in demand. It is important to start your business withContinue reading Important points to consider when starting a business

How to kickstart your goals and stay motivated

Once the excitement of a new year fades away, it is easy to also shelve your goals until later in the year. When you realise that the year is coming to an end and you haven’t accomplished what you wanted, this can be demoralising. I have experienced this many times. In this blog, I willContinue reading “How to kickstart your goals and stay motivated”

Ways to manage your Christmas budget and expectations 

Christmas can be a very expensive season but if planned properly you can stay within budget and actually enjoy the season. I used to find that the build-up to Christmas became very stressful due to high expectations which were difficult to meet. In this blog, I will be writing about how to manage your ChristmasContinue reading “Ways to manage your Christmas budget and expectations “

5 Habits that will help you to save consistently

One important factor of being able to manage your finances is being able to save consistently. This will help with meeting your goals and avoid falling into debt. In this blog, I will be writing about 5 habits that will help you to save consistently.  Set clear measurable savings goals. Setting specific goals will helpContinue reading “5 Habits that will help you to save consistently”

Lessons I learnt from my money mistakes

Having moved to the United Kingdom when I was in my early teens, one of the first things my mother did was to open a bank account for me. She wanted me to use it to save my money and eventually to receive my salary. Fast forward a few years later, I had a jobContinue reading “Lessons I learnt from my money mistakes”

5 Habits that could stop you from reaching your financial goals

“If your habits don’t line up with your dream, you need to either change your habits or change your dream” John Maxwell There are certain things that we may do unconsciously due to routine or because it has been engrained into our day to day processes. Over time, these processes become a habit and areContinue reading “5 Habits that could stop you from reaching your financial goals”

What is a recession and how can you prepare your finances?

A recession is when there is a widespread decline in economic activity because of loss of income or concerns about the economy. In early 2020, the world started to react to the effects of COVID-19. Due to the way the virus was spreading, it was important to limit human contact. Many businesses stopped trading, peopleContinue reading “What is a recession and how can you prepare your finances?”

COVID- 19: How to prepare your finances for an uncertain future.

In December 2019 a lot of people were probably preparing their goals for 2020, be it travel more, spend more time with family or save more. The events that started to unfold in the beginning of 2020 at first seemed unreal and as the dust settled, one thing was certain life was not going toContinue reading “COVID- 19: How to prepare your finances for an uncertain future.”

How to create a simple and effective budget

A budget is a plan for how you intend to use your money. It helps you to monitor your income and expenses. This can be a daunting process, but if done the right way you will definitely reap the rewards.  Benefits of budgeting Preparing a budget of how you intend to use your money helpsContinue reading “How to create a simple and effective budget”

Life lessons learnt from planning a wedding

When I became engaged to my now husband it was an exciting time. We decided to have our wedding back in Africa. Planning our wedding was the first major project we worked on together and here are a few things we learnt that have stuck to this day.  It is Important to know your strengthsContinue reading “Life lessons learnt from planning a wedding”