How I started my business without borrowing money

One area that stops a lot of people from taking that step of faith and starting a business is not having enough capital to start. Depending on the type of business that can be a huge barrier to starting however, I managed to start my business with no upfront capital and did not have toContinue reading “How I started my business without borrowing money”

5 Strategies to implement if you want to start a business but have no time

Many people would like to start a business, but always find it daunting because they are busy managing their current jobs, family and other commitments. It is always a very difficult balance to create however, it is possible. When I started Deep Pockets Finance (DPF), I was on maternity leave so I had additional timeContinue reading “5 Strategies to implement if you want to start a business but have no time”

Effective ways to find small business ideas if you are feeling stuck

Early on in my adult life, I knew that I needed ways of creating other sources of income, and starting a small business was one of the ways to do so. I used to get excited about the prospect of actually organising something and being able to earn from it. The main problem I hadContinue reading “Effective ways to find small business ideas if you are feeling stuck”

Ways to manage your Christmas budget and expectations 

Christmas can be a very expensive season but if planned properly you can stay within budget and actually enjoy the season. I used to find that the build-up to Christmas became very stressful due to high expectations which were difficult to meet. In this blog, I will be writing about how to manage your ChristmasContinue reading “Ways to manage your Christmas budget and expectations “

Would you consider using Cryptocurrency for your business?

Cryptocurrency or cryptoassets have been around for a while and it has mainly been seen as an investment vehicle. In recent weeks, there has been a lot of publicity around cryptocurrencies volatility, regulation, and wider usage. Governments are looking to develop their own digital currency and this led me to not only think about itContinue reading “Would you consider using Cryptocurrency for your business?”

5 Habits that will help you to save consistently

One important factor of being able to manage your finances is being able to save consistently. This will help with meeting your goals and avoid falling into debt. In this blog, I will be writing about 5 habits that will help you to save consistently.  Set clear measurable savings goals. Setting specific goals will helpContinue reading “5 Habits that will help you to save consistently”

What are Key Performance Indicators and why are they important for your business?

When starting or running a business, it can be easy to focus on the area you are passionate about and not really pay attention to how the business is performing. Setting effective Key Performance Indicators (KPIs) will help you to measure progress towards your goals whilst you focus on what you are passionate about. InContinue reading “What are Key Performance Indicators and why are they important for your business?”

How to set effective and achievable goals

How to set effective goals and achieve them For many years I felt that it was a must to have a new year’s goals list. I would think about everything I wanted to accomplish, write it down and feel better about my life in general at that time. The only problem was that I probablyContinue reading “How to set effective and achievable goals”

5 indicators that show you need to review your personal finances

Reviewing your finances is an important part of effective financial management. This means checking your income, expenses, savings, debt repayments and ensuring you can afford your current lifestyle. In this blog I will be writing about 5 indicators that show you nee to review your personal finances. There has been a change to your lifestyleContinue reading “5 indicators that show you need to review your personal finances”

Lessons I learnt from my money mistakes

Having moved to the United Kingdom when I was in my early teens, one of the first things my mother did was to open a bank account for me. She wanted me to use it to save my money and eventually to receive my salary. Fast forward a few years later, I had a jobContinue reading “Lessons I learnt from my money mistakes”