“If your habits don’t line up with your dream, you need to either change your habits or change your dream” John Maxwell There are certain things that we may do unconsciously due to routine or because it has been engrained into our day to day processes. Over time, these processes become a habit and are normalised. It is important to understand your habits and … Read More 5 Habits that could stop you from reaching your financial goals
Personal Development means different things to different people. However, I like to think of it as continuously improving yourself. This can be through learning subject areas, perfecting your skills and most importantly looking after yourself. In this blog I will be exploring ways in which you can invest in your personal development. One thing about life is you don’t know what you don’t know. … Read More How to invest in your Personal Development
Saving the deposit for a house can be very difficult and can take a long time to achieve. This is why it is very important to be aware of the different type of schemes that are available to help you with this process. The schemes mainly benefit first time buyers and enable them to raise a deposit which is less than the required 10% … Read More Ways of getting on the property ladder for the first-time buyers
Once you have set your savings goals and are happily saving, the next question you need to answer is are your savings working for you? One of the default ways I like to save money is by using a savings account. There are many options for savings accounts that are available. Most of which are offered by banks. I generally find that accounts where … Read More Are your pockets getting deeper?
In previous blogs we have looked at how to plan for purchasing a property and the costs to consider. In this blog we will be focusing on an important aspect of the process which is credit scores. When purchasing a property, you can either buy with cash, which is ideal. The other option is to take out a mortgage which is a secured loan. What is … Read More Owning that Property – Credit Scores
In this blog I will be providing tips on the costs you should budget for when planning to buy a newly built house. In the previous blog we looked at how we conducted the initial research. How much is it actually going to cost? Do some research to find out how much it will actually cost to buy the property and the maintain it. … Read More Owning that Property – Finance Management
The journey to owning a property for us was a hard and long process but rewarding in the end. It was one of our main goals because paying rent felt like we were paying someone else’s mortgage. I learnt a lot along the way and will share this in upcoming blogs. The blogs will include information on costs to expect and how to navigated … Read More Owning that property