5 tips to beat the January blues

I once saw a meme that said “Aahh finally! The 6 months of January has ended!” This pretty much expressed how many people feel about January… its cold, dark and looong! Most employers pay their staff in mid-December so they may have spent their income even before the beginning of January.  In this blog I willContinue reading “5 tips to beat the January blues”

The convenience of technology

I remember the excitement I felt when I had started my first year at high school in Zimbabwe and the school I went to made an announcement that we could use calculators in our mathematics classes. Gone were the days where we would spend time trying to solve mathematical problems on paper. Fast forward aContinue reading “The convenience of technology”

Ways of getting on the property ladder for the first-time buyers

Saving the deposit for a house can be very difficult and can take a long time to achieve. This is why it is very important to be aware of the different type of schemes that are available to help you with this process. The schemes mainly benefit first time buyers and enable them to raiseContinue reading “Ways of getting on the property ladder for the first-time buyers”

How understanding our financial personalities helped my husband and I save for our house deposit in less than a year

When my husband and I got married we discussed our finances and set our goals. The first thing we wanted to do was to buy a house before starting a family because we were renting a small one-bedroom apartment. Moving to a bigger apartment or house whilst still paying rent was not an option. WeContinue reading “How understanding our financial personalities helped my husband and I save for our house deposit in less than a year”

It’s good to be back!

During the past year, blogging had taken a bit of a back seat due to the many changes that were happening in my life! I returned to work after my first maternity leave during the summer of 2018. It was great going back to work as I had missed my work colleagues, however being aContinue reading “It’s good to be back!”

Are your pockets getting deeper?

Once you have set your savings goals and are happily saving, the next question you need to answer is are your savings working for you? One of the default ways I like to save money is by using a savings account. There are many options for savings accounts that are available. Most of which areContinue reading “Are your pockets getting deeper?”

Advice to my 18-year-old self

As a young adult, one of the areas I struggled with was financial education. During my last year of high school, general information like career advice was readily available however, I don’t recall receiving any basic financial advice. The knowledge I had at the time was based on observations from people around me. Further educationContinue reading “Advice to my 18-year-old self”

Owning that Property – Credit Scores

In previous blogs we have looked at how to plan for purchasing a property and the costs to consider. In this blog we will be focusing on an important aspect of the process which is credit scores. When purchasing a property, you can either buy with cash, which is ideal. The other option is to take outContinue reading “Owning that Property – Credit Scores”

Owning that Property – Finance Management

In this blog I will be providing tips on the costs you should budget for when planning to buy a newly built house. In the previous blog we looked at how we conducted the initial research. How much is it actually going to cost? Do some research to find out how much it will actuallyContinue reading “Owning that Property – Finance Management”